Financial Planning Overview
No captain leaves port without a harbor chart and no pilot leaves an airport without a flight plan. Yet most Americans pass through life with no well-considered plan for their money.
In simplest terms, financial planning is the process of determining where you are now, where you want to be, and the best route for getting there.
You deserve to be confident in your path to reach your financial goals and we are here to give you a plan for success.
In every instance, our advice to clients is grounded on five simple principles:
Retirement Planning
Our most common financial plans are for people wanting to be confident in their plan for retirement. There are many different factors to consider when thinking about retirement and we are here to clarify the right path for you. We take a holistic look at your financial picture and include every aspect of your life when we give advice.
We will sort through the different Social Security strategies and help you pick the right approach for you. We will make sure your current strategy for your investments is sound, while also incorporating their effect on your tax situation. We look every factor to come up with the plan that makes the most sense for your retirement.
Other Areas
Many of TrustWell’s clients came to us for help with a major life event. They trust us for advice on:Many of our current clients came to us for help with a major event. Whether it be receiving an inheritance, the sale of a home or business, or some other major area, we are here to help you make wise decisions.
If you have accumulated debt and need help with the right strategy to eliminate it, we can help create a plan for you.
While we are not attorneys, we help clients identify major issues, talk through their options, and find qualified legal help for getting it done right.
Whether it be life, liability, health or other areas, having the right insurance coverage can make or break your plan and we will help clarify your options.
The tax law is constantly changing. We are competent in our knowledge of taxes and how they affect you, and can help evaluate reasonable strategies to minimize estate, income and capital gain tax.
We have experience in other areas like business solutions, education planning, and charitable giving to name a few.
How does it work?
Our initial consultation is always free. When you meet with us we will get an understanding of how we can help you based on your goals and concerns. We will then give you a quote for the fee that we believe is fair for the scope of the work. The fee will be fully-disclosed and the terms of the engagement are documented in a written agreement before any work begins.
The amount of time you spend with us is really up to you. Most clients come in to our office at least a couple of times and some of the information we need to complete the plan involves homework on their part.
After we present the plan to you, the real work begins. We will help you implement our recommendations and all of our plans include 12 months of ongoing support. If for whatever reason you are not satisfied with our planning work, we offer a unique money back guarantee.
Money Back Guarantee
Our financial planning work comes with a money-back, satisfaction guarantee. If, at the end of the engagement, you are not satisfied with the work that we did for what you paid, then no fee is due. If you have already paid the initial deposit, we’ll gladly refund that as well.
