Quarterly Market Review: October 2025
October 2, 2025
Better Options for Login Security
December 1, 2025
By Tanner Doudna
The IRS announced today the new, higher contribution limits for 2026. We are seeing an increase in limits across the board. In a continuation from 2025, those born in 1963-1966 get an even higher limit than others. Below are the most common account types and their respective increases
- 401k/403b/457 is up to $24,500 per person (plus $8,000 for those age 50 or older by the end of 2026).
- For those turning 60, 61, 62, or 63 in 2026: On top of the $24,500 per person maximum, you can contribute another $11,250, bringing your limit up to $35,750.
- IRA/Roth is up to $7,500 per person (plus $1,100 for those age 50 or older by the end of 2026).
- HSA is $4,400 for self-only coverage, $8,750 for family coverage (plus $1,000 for those age 55 or older by the end of 2026).
- Solo 401k total contribution limit is $72,000 (plus $8,000 for those age 50 or older). Those born in 1963-1966 can get up to $83,250 into a Solo 401k.
Investing is about time in the market, not timing the market and you can read more about the power of compoud interest here. We are here to help you reach your goals and determine the best way to get your money to work for you!
